There are several factors to consider when trying to decide if you need a written appraisal on your jewelry. Some questions you should ask yourself are....
|
- If I lose it or if it's stolen, can I replace it without financial hardship?
- Will my homeowners policy cover the total cost, or only partial?
- If I decide to replace it, could I describe it to the jeweler doing the replacement
- If it were stolen and recovered, could I give a good enough description to prove it were mine.
|
 |
We have a short questionnaire you can fill out to help you decide if you need a written appraisal. We've based in on 15 years experience working with insurance companies and law enforcement agencies. Imagine you've been burglarized, and your sitting with a police officer trying to describe your precious items. Could you answer most of these questions?
|
- What karat gold is the piece made of ?
- What does the piece weigh?
- How many stones are in the piece?
- What is the color, clarity and quality of the stones?
- What markings are on or in the piece?
- What size is it?
- Can you draw an adequate picture of the piece, so they will recognize it?
- Who was the manufacturer?
- What would the replacement cost be today?
- Is it a cast piece,
fabricated, handmade or a combination?
|
|
If you can't answer at least 6 of these questions, you probably need a written appraisal.
Should you decide you need appraisal services, the next step is finding a qualified appraiser. You can start by asking your insurance agent for recommendations if you choose to insure it. If not, ask your appraiser for credentials and his experience. A good appraisal should have all these components.
|
- A complete description of the materials used.
- The karat and color of metals, including all markings.
- The quality of all stones.
- A complete description of all the manufacturing tectonic used.
- A photograph of the
piece.
|
|
At Jewelry Works, we have an independent graduate gemologist, (G.I.A / A.G.S) available to fill your appraisal needs. If you like, you can even sit with him as he does your lab work and appraisal. Although probably not as entertaining as the theater we think you'll find it a pleasant educational experience.
For more information, or to setup an appointment Contact Jewelry Works at 311 W. Magnolia St., Downtown Leesburg at (352) 326-8300.
|
